Quote: (08-29-2018 10:15 PM)godzilla Wrote:
I agree with you about the solution though. We don't need to end student loan financing though, we just need to allow the students to file for bankruptcy. The price of college would drop in half in no time.
The cost would come down, yes, because the risk would elevate, resulting in loan rates at credit card levels of interest (a good thing). But I have a big problem with letting shitheads who blew a ton of money on stupid decisions leading to worthless degrees, four years of partying and learning how to be Antifa members off the hook. Let their boomer parents pay for it out of their social security money and 401k funds. Sell the fucking house and move into a trailer if they have to - not our choices, not our problem. No undeserved bankruptcy relief, full stop.
These fools have no tangible assets to repossess yet they want to walk away from the obligations that paid for it? Fuck that. Solutions have to be made going forward, not looking back and rewarding a bunch of mostly cucked bugmen and fat purple haired feminists who won't show a shred of gratitude anyway.
Quote: (08-30-2018 06:33 PM)Enoch Wrote:
Quote: (08-30-2018 04:28 PM)Parras Wrote:
I find it amazing that virtually all of the European countries have tuition-free college while American students drown heavily in debt, which ties them to their parents basement and can't buy a house, a car because they are tied paying college debt.
The good news is that the majority of Americans want tuition-free college.
According to polls, 63% of Americans want tuition-free college.
https://www.insidehighered.com/quicktake...ege-states
This is the way forward.
This is a popular leftist talking point.
Only the top 20% of students go to what we understand as college. The nation invests in its smartest people.
An equivalent would be having to get a 1300/1600 on your SAT to attend free university in the U.S.
I had a conversation with someone wondering why the US doesn't have a similarly tiered system as many European countries do (or did, last I looked) There, you score above a certain point, go here, score lower but have that ability then go over there, etc. In other words, they route youth at every stage of education based on their demonstrated abilities. Seems logical to do that in the US, she said.
Then I explained to her how long that system would stay honest the minute the socioeconomic mix of the objectively selected students did not match with the political ambitions:
"Hm, uh-oh - not enough from group X over here; too many of group Y over there - yikes, can't have that. Reshuffle the deck until we get the right result!" The program would be doomed from the start and utterly worthless once revamped with affirmative action approaches. Nowadays in America, everybody gets a trophy.
She was a bit stunned, but got it.