Sounds like you're on the right track.
I have a bit of a love hate thing with David Ramsey. Most of his advice is good in a general sense but it's not always well founded and may not suit your particular situation. Check out http://badmoneyadvice.com/2009/04/first-...l#more-182 for a critique of some of his advice.
I have a bit of a love hate thing with David Ramsey. Most of his advice is good in a general sense but it's not always well founded and may not suit your particular situation. Check out http://badmoneyadvice.com/2009/04/first-...l#more-182 for a critique of some of his advice.