Quote: (03-28-2012 10:39 PM)_DC_ Wrote:
I've been thinking about doing this. I've got a decent amount of disposable income and I just use a debit card. It doesn't provide any rewards whatsoever.
As long as the credit card has an automatic payment every month, there really is no difference between a debit card as long as you spend money you can pay off every month.
I really need to look into this. Duh me.
Yeah man you've definitely been missing out! I'm able to travel to Europe once a year and the west coast twice a year just by using free miles. I'm also able to mix in 2-3 hotel nights at Starwood or Hilton hotels, just by applying for credit cards. And the best part? I've never paid a penny. Just call up and cancel before the annual fee.
It's so simple but it's amazing how few people actually do it. Two great sites to get you started:
http://www.thepointsguy.com
http://www.frugaltravelguy.com