Tsk, tsk..Canadian women...Roosh complains how Canadian women in Toronto women don't give eye contact, but the Canadian women in general come out of the woodwork when they hear some guy is planning to purchase a home in Canada during the infamous real estate bubble.
You may have to speak with an accountant regarding your dilemma in order to make a decision, because they are qualified to provide financial advice.
The first thing is that she WANTS YOU to pay HALF of the mortgage while she DENIES you access to your own home! You have been paying mortgage installments for the past two years, but you can't visit the home.
Secondly, she initially uses a lawyer to force you to give up your ownership rights (though she denied you access to the house anyways).
Listen here: Consult with any CPA at KPMG, Ernst & Young, PwC regarding your situation and this might be their most relavant response:
LIQUIDATE THE ASSET AND SPLIT THE REMAINING PROCEEDS.
You should have done that with your lawyer, and CPA firm the first thing you broke up.
If you were speculating on real estate alone, then you would have been okay with waiting until the next oil boom in Alberta, but since the ex-thot outline her intentions to stay in that house while you slave off to pay half of the mortgage, she isn't going to give up ownership without you paying MUCH, MUCH MORE for LEGAL FEES and COURT COSTS.
In addition, your ex-thot is not a tenant to the home; she is a co-owner, which means that she might or might not use a feminazi tactic such as a false allegation to deprive your rights and liberties should you demand that she pay you your share of the house investment based on the fact that she denied you access to your own house.
IMO, the biggest mistake you made here was to co-sign a mortgage with a Canadian woman. Even if the house's market value was magically increased to 1 million dollars tomorrow, would you expect that ex-thot to give ownership to you?
She already DENIED you access to the house. Therefore, that house should have been sold off as soon as you broke up with her after she refused to give you ownership.
Now, because her bank didn't provide her more mortgages, she will expect you to pay the rest of the tab in the near future.
A mixture of Roosh V theory in accounting concepts will indicate that the “going concern” concept does not apply to when dealing with contracts with Canadian women.
Who knows if that ex-thot will default on her payments for spite, thus putting you at risk of a bad credit scores, eventually forcing you to pay 100% of the mortgage just to save your credit score?
Trust me on this man. I know Ontario men who live in the woods because their wives kicked them out of their own homes using the armed thugs in blue. He told a guy one good piece of advice:
“What's the use of a good credit score when all of that can be taken away [through marriage and divorce]?
Next time you should've consulted a lawyer and accountant BEFORE signing a contract with a Canadian woman regarding finances in order to evaluate a risk assessment.
It just looks like your ex-thot is holding you hostage financially. You're paying half of a mortage on a house that you don't even have access to because the ex-thot barred you.
I hope that Roosh produces a Vlog about the trend of Canadian men who co-sign mortgages with their girlfriends who only gave eye contact after hearing about “buying a house”.
I'm sorry that you ended up losing around 50,000$ on paying for a home that your ex-thot is denying you access to, but wait and see for the next three years how she is going to act when you pay your half (around 200,000$ plus interest?).
Plus, you may never know if interest rates are going to rise when the Canadian economy rebounds or not, so take that into factor.
As I said before, consult with an accountant for the best advice. I am not giving any legal or financial advice, just only information purposes.
You may have to speak with an accountant regarding your dilemma in order to make a decision, because they are qualified to provide financial advice.
The first thing is that she WANTS YOU to pay HALF of the mortgage while she DENIES you access to your own home! You have been paying mortgage installments for the past two years, but you can't visit the home.
Secondly, she initially uses a lawyer to force you to give up your ownership rights (though she denied you access to the house anyways).
Listen here: Consult with any CPA at KPMG, Ernst & Young, PwC regarding your situation and this might be their most relavant response:
LIQUIDATE THE ASSET AND SPLIT THE REMAINING PROCEEDS.
You should have done that with your lawyer, and CPA firm the first thing you broke up.
If you were speculating on real estate alone, then you would have been okay with waiting until the next oil boom in Alberta, but since the ex-thot outline her intentions to stay in that house while you slave off to pay half of the mortgage, she isn't going to give up ownership without you paying MUCH, MUCH MORE for LEGAL FEES and COURT COSTS.
In addition, your ex-thot is not a tenant to the home; she is a co-owner, which means that she might or might not use a feminazi tactic such as a false allegation to deprive your rights and liberties should you demand that she pay you your share of the house investment based on the fact that she denied you access to your own house.
IMO, the biggest mistake you made here was to co-sign a mortgage with a Canadian woman. Even if the house's market value was magically increased to 1 million dollars tomorrow, would you expect that ex-thot to give ownership to you?
She already DENIED you access to the house. Therefore, that house should have been sold off as soon as you broke up with her after she refused to give you ownership.
Now, because her bank didn't provide her more mortgages, she will expect you to pay the rest of the tab in the near future.
A mixture of Roosh V theory in accounting concepts will indicate that the “going concern” concept does not apply to when dealing with contracts with Canadian women.
Who knows if that ex-thot will default on her payments for spite, thus putting you at risk of a bad credit scores, eventually forcing you to pay 100% of the mortgage just to save your credit score?
Trust me on this man. I know Ontario men who live in the woods because their wives kicked them out of their own homes using the armed thugs in blue. He told a guy one good piece of advice:
“What's the use of a good credit score when all of that can be taken away [through marriage and divorce]?
Next time you should've consulted a lawyer and accountant BEFORE signing a contract with a Canadian woman regarding finances in order to evaluate a risk assessment.
It just looks like your ex-thot is holding you hostage financially. You're paying half of a mortage on a house that you don't even have access to because the ex-thot barred you.
I hope that Roosh produces a Vlog about the trend of Canadian men who co-sign mortgages with their girlfriends who only gave eye contact after hearing about “buying a house”.
I'm sorry that you ended up losing around 50,000$ on paying for a home that your ex-thot is denying you access to, but wait and see for the next three years how she is going to act when you pay your half (around 200,000$ plus interest?).
Plus, you may never know if interest rates are going to rise when the Canadian economy rebounds or not, so take that into factor.
As I said before, consult with an accountant for the best advice. I am not giving any legal or financial advice, just only information purposes.